Life Insurance
Help provide financial support for the people or obligations that depend on you. Coverage can be considered for family income needs, debts, final expenses, business obligations, and other long-term goals.
Life & disability insurance
Protect the income and people your plans depend on.
Marsh & Main helps individuals, families, business owners, and small businesses understand life and disability insurance options and choose protection that fits their needs and budget.
Coverage options
Start with the risk you need to protect.
Insurance planning is personal. The right approach depends on your income, obligations, family, business responsibilities, and existing coverage.
Disability Income Insurance
Help protect a portion of earned income when a qualifying illness or injury prevents you from working, subject to the terms, definitions, exclusions, and benefit limits of the policy.
For individuals & families
Protect the financial foundation you've built.
A coverage conversation can help identify what would happen financially if your income stopped unexpectedly or if your family had to move forward without you.
- ✓Income replacement: consider how ongoing household expenses would be covered.
- ✓Debt and obligations: account for mortgages, loans, education costs, and other commitments.
- ✓Existing coverage review: understand how employer or current policies fit into the overall picture.
For businesses
Protect the people who keep the business moving.
For owner-operated and small businesses, the loss or disability of an owner or key employee can affect cash flow, operations, debt obligations, and continuity.
- ✓Owner protection: discuss coverage around an owner's role and income.
- ✓Key-person considerations: explore protection when a critical employee materially affects the business.
- ✓Business continuity: identify financial exposures that could arise after a death or qualifying disability.
Start a conversation
Let's look at what you need to protect.
Tell us whether you're looking for personal, family, or business coverage. We can begin with your goals and current situation.
Important: Insurance availability is subject to producer licensing, carrier appointment, product availability, eligibility, underwriting, and policy terms. This page is for general informational purposes and does not constitute tax, legal, or investment advice. Update this disclosure with the appropriate producer name, license information, states of licensure, and any carrier-required language before publishing or soliciting insurance business.